Ten Interesting Reasons to Save Money Each Month Using Coupons

Ten Interesting Reasons to Save Money Each Month Using Coupons

A few years back, we fell on hard times. I bought a paper thinking coupons would save us some money. All I found were coupons for junk food and paper products. I quickly gave up the idea of saving money by using coupons.

Simple Friend vs Real Friend

Simple Friend vs Real Friend

A simple friend, when visiting, acts like a guest.

A real friend opens your refrigerator and helps himself (and doesn't feel even the least bit weird shutting your 'beer/Pepsi drawer' with her foot!)


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How To Make Money On EBay

There is a lot of money to be made as a seller on eBay. Thousands and thousands of sales are made each day, resulting in a lot of income for a lot of sellers. And there is still room for you if you want to get involved – whether you want to earn some part time cash or set up a whole new full time business on the side.
But where do you get your stock from? How do you get started? And how can you build a business that gives you PowerSeller status? Relax – you’re about to find out. Make Money Online


It’s easy work to get started earning money on eBay. Once you’ve signed up for your free account the best way to get a feel for what selling is like is to auction off some of your personal items that you no longer want. If you are going to start buying stock to resell, you’ll do better by getting some basic selling experience first.


While we are on the subject of stock, you’ll need to decide what kind of business you are going to set up. Of course you can sell anything you like, but if you want to make a name for yourself it helps to become known for selling a specific type of product.
Now that doesn’t necessarily mean your product area needs to be a small one; on the contrary it could be quite large. You could sell toys for example – there’s plenty there to keep any seller going for months on end without selling the same thing twice. You do need to pick a popular product though, and it’s worth doing some research using eBay’s advanced search feature to find out what is selling and how much it’s selling for.
So let’s say you want to sell computer games, for example. There are hundreds of games you could buy to sell here, but if you don’t know which ones will sell you could lose a lot of money buying the wrong stock. By searching the ended listings you can see which titles consistently sell well, and which ones will produce the best profit for you.
Okay – so you know how to figure out what to buy. Now you need to know where to get it from. It stands to reason that no seller is going to tell you where they get their stock; that would be like giving away the keys to their business. In order to find the best sources for stock you need to do a bit of legwork.
We should mention here that there are two main sources for stock – wholesalers and dropshippers. Both have their pros and cons; it just depends on which method you personally prefer.
Dropshippers hold all the stock for you, so you only actually pay for an item once you’ve received payment from the customer. You may have to pay a fee to join the scheme in the first place though. If you choose to go with one or more wholesalers you will need to have the room to buy the stock, and the money to buy it in advance. This comes with more risk since you could buy stock that doesn’t sell, but with the tactic we’ve already covered for checking completed listings before you order anything, the risk here should be kept to a minimum.
So – back to where to find these sources. If you have a particular product in mind that you want to sell, the simple act of looking at the packaging can often reveal the name of the supplier. You can then check out their website to see what else they do.
Another method is to search for what you want on Google. This sounds deceptively simple and in fact many people don’t think of doing this. It can be a bit hit or miss, but it’s possible to find some excellent wholesalers through this method. Over time you will go from having one wholesaler to a handful of sources to get your stock from, and you can build up your product range as you start to grow.
Building your feedback is an important part of being a good seller and the higher you can get your score the better. It sets you apart as being a dedicated seller. And the faster your score climbs, the closer you get to attaining PowerSeller status.
The PowerSeller symbol is highly prized among serious eBay sellers, and there are five levels to strive for. The first is Bronze, and it’s a lot easier to reach than you might think. While you might set a goal for yourself to reach PowerSeller, you will find that if you build up your product range and gradually increase your sales, you will reach it in no time. And if you get off to a great start you might just do it in three months – the minimum time you can actually do it in.
Many sellers have their own shop on eBay, but it’s not necessary when you first get started. In fact you are often better off waiting until you have a good range of stock before opening a shop, since it can look rather empty if you only have a handful of items.
The final thing to think about is the price of the items you are selling. It stands to reason that if you sell a hundred different products in the $5 to $10 price range, you won’t make as much cash as you would selling a hundred in the $50 to $100 price range.
But you need to work out what you enjoy selling and what you can sell lots of to experience real success on eBay. Don’t go for expensive products just because they might bring a bigger profit. Go for your calling – that’s where you will experience the biggest success.
Above all, remember that it can take time to build a successful business – but if you’re determined to achieve real success on eBay you should be enjoying the journey.

India's Most Expensive

India's Most Expensive

here are some of India s Most Expensive Possessions;

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Expensive Petrus Wine – Bottle cost mere Rs. 92000/-. It is served @ The Taj Mahal, Mumbai

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Expensive Mortlac Whisky, 1936 – A peg costs Rs. 24000/- & the bottle Rs. 6, 00,000/-. It is served @ The Grand, Delhi

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ExpensiveRestaurant Wasabi, Traditional Japanese Restaurant @ Taj Mahal, Mumbai’s most expensive restaurant & the dinner with serving of SUSHI & SASHI will cost Rs. 12000/-

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Expensive Hotel Rooms- Kohinoor Suite, The Oberoi’s, Amarvil as. One Night costs only about Rs. 1.27 Lacs. Presidential Suite, The Taj Mahal, Delhi. One Night costs only about Rs. 2.50 Lacs.

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Expensive Maybach, 21 feet long car, costs a mere 6.0 Crores

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Expensive Mont Blanc Pen – The range of these pens is from a mere Rs. 11,000 to Rs. 1.0 Lac

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Expensive Napoleon Bonaparte, range of watches starts from a around Rs. 12,000 & runs into Crores

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Expensive house in India is situated very much in our own Mumbai. It is in Maker Towers, Cuffe Parade and costs a Bomb of 18.0 Crores.

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What is forbidden in Iran (Check the List)

What is forbidden in Iran (Check the List)

Gmail

Pork and dogs, I can understand, because Islam does not favor them.
But why Batman? Consider the compilation of the things that are forbidden in Iran. More after the break...

 

G@ys

 

Valentine

Upsweep hair back to top

The Da Vinci Code

Tattoos

YouTube

Cats

Barbie

Harry Potter

George Michael

Batman

Shorts jeans

facebook

 Ties

300 Spartans

Studying Political Science

Tailings

Rap

Alc0hol

Pork

Protein supplements

Painted clothing

Domestic dogs

Mannequins

How to Join Yahoo Group (Step by Step Guide)

1- Open the Site link  http://www.chirfan.com/join-us and click the link like following picture.

2.After Clicking the Below a New Window Will Open, Type Your email ID in the Box and click the Button, For example see in Picture

 3.After Clicking the Above link, You will Recieve a New Email to Confirm, Open youe email Yahoo, Hotmail, Gmail or any other and find the email You received from Yahoo Group in your inbox, For example,see the picture below

 

4.Click the Link from Email that You Just Recived. When You the Link A new Window Will appear, Just click the Last Link Containing, "Join the Mailing List"  Just See The Picture Below.

Final Step...After Clicking the Above Link, You will Become Member of the Group and Will receive emails from That Group whenever the owner posted Emails.

How to Remove object from Your Eyes

How to Remove object from Your Eyes

One of the unfortunate things about home remedies is that they cannot be an all in one cure and it is best that you take different herbs for different symptoms. This is the basic problem with recommending herbal eyewash. Usually, a really effective eyewash is one that is tailor made to remove an offending object or substance in the eye and this largely depends on what goes into your eye in the first place. What can be prescribed is a series of rules that you can follow to remove material from your eye.

If you get a small object in your eye, the eye will naturally produce tears to flush the object out. Sometimes, however, these tears are not enough, and the eye will need some help getting the object out. If you do not have any eyewash available, plain water is the next best option. Read on to learn how to wash your eyes with water:



Things You’ll Need:

    * A large-sized bowl
    * An eye-sized cup
    * Lukewarm water
    * Towel/Paper towels

Steps:

    * Make sure the water is lukewarm, not too hot or too cold. Either too hot or too cold could harm your eyes. The bowl will need to be big enough for you to dunk your head. Once you face is in the bowl and under water, open your eyes and look from side to side and up and down.
    * The second choice is using an eye cup. An eye cup is a cup that is the size of the eye. You put water into the cup and tilt your head forward and place the cup against your eye. Then, with one smooth motion tilt your head back. Be sure to hold the cup tight against your eye. Open your eye and look from side to side and up and down.
    * And finally, do not wash your eyes out while you are bathing or showing. Instead, after or before you are done in the shower or bath you can splash distilled water in your eyes to rinse them out.

Tips:

    * Expect to get wet with any of these techniques.
    * Some drug stores sell eye washing kits that contain a good eye-sized cup and sterile washing solution.
    * To some people it is very uncomfortable to get water in the eye, since the natural eye milieu is salty. If this is the case, stir one teaspoon of salt into one liter of water until dissolved. This will give you a mildly salty solution that you can use to wash out your eyes.
    * You can also use these techniques if you think conjunctivitis is coming on.
    * Make sure you change the solution for each eye so you don’t swap possible bacteria.

Advice:

    * Do not use water that is too hot or too cold.
    * Do not overuse salt. Too much salt can cause cells to burst and feel very uncomfortable or even painful.

Small Business Loan Information - Small Business Loans Are a Real Business Boon

Small Business Loan Information - Small Business Loans Are a Real Business Boon

If you want to start a business or keep a somewhat faltering business afloat, a small business loan  may be just the business help that you need. You may want to seek out business management counselling firm on the internet to explore all of the options such as business debt consolidation or business debt settlement that are tools often used to deal with business debt that is rapidly becoming overwhelming. However, another option may to obtain a small business loan  at a good rate, that will allow the payoff of other existing business debts that may be at a higher interest rate, or, worse yet, becoming delinquent.




There are many lenders who offer small business loans and lines of credit up to $175,000.00 to qualified businesses with good credit ratings. Another very strong small business loan lender is the U.S. Small Business Administration, which specializes in providing small business loans to stimulate the business community. This independent agency has been servicing the business community since 1953, and it is dedicated to stimulating business growth in America.

It offers a number of products that are designed to aid small businesses but the most frequently used is the loan guarantee, wherein the agency is not the actual lender but it offers a guarantee to the lender which enables the business to obtain the loan it needs. The SBA programs specifically try to aid woman and minority entrepreneurs in establishing businesses.

The SBA offers small business loans and also offers small business grants that are awarded in response to a grant proposal written by the small business operator. These products are awarded without a requirement for repayment. However, if the business does not qualify for one of these grants, there are plenty of small business loan packages that will fit the needs. To apply for a small business loan you will need to have E.I.N. or Employee Identification Number and a Certificate of Limited Partnership. You will need a copy of the business plan and you will need to list each and every existing creditor, in addition to the accounts receivable. For a small business loan you will have to demonstrate that the business is basically solvent and that the incoming cash flow is sufficient to repay to loan without tapping the business assets, For example, if your own the retail space in which the business is located, it cannot be sold in order to raise the necessary funds to repay the loan.

A small business loan may be an alternative to a form of debt consolidation or other debt management product. It can be used to pay off existing debts or at least pay down the debts to reduce the amount of interest owed and ultimately paid. However, taking out a small business loan will mean that the business is assuming a new debt. It will be to the benefit of any business person to confer with a debt management consultant prior to taking out a small business loan. Speaking with a trained business debt management consultant about the business debts can allow the business owner to put them into perspective. Additionally, the business debt consultant will be able to educate the business owner regarding the many various options to deal with business debt. This will make the individual aware of all of the options and in a good place to make an informed decision regarding taking out a small business loan or making use of any other business debt remedy.

Once all of the options are explored with a business debt management consultant, it may be that a small business loan is the best product to cure the existing business debt or to allow the business to grow.

Check these links to learn more:

http://www.curadebt.com/about.asp
http://www.curadebt.com/settlement/business-debt-negotiation/business-debt-settlement-negotiation.asp

Top 10 Tips for Making Money With Drop Shipping

Top 10 Tips for Making Money With Drop Shipping

Occasionally, I like to present you with alternate methods of making money online. The following article is a guest post from fellow marketer, James Adams. James will present you with 10 excellent tips to make money as a drop shipper.

For those who are not familiar with drop shipping, Wikipedia defines drop shipping as a supply chain management technique in which the retailer does not keep goods in stock, but instead transfers customer orders and shipment details to either the manufacturer or a wholesaler, who then ships the goods directly to the customer.




If you’re interested in making money with drop shipping, you’re not alone. With the ability to reduce or eliminate on-hand inventory, drop shipping is an attractive option for many people who are searching for ways to make money on the internet. Here are a few tips that may help you reduce your expenses and increase your ability to make money with drop shipping.

   1. Inventory Reduction – Inventory reduction is probably the number one moneymaking reason people get into drop shipping. With little or no supplies on hand, its less likely you’ll be left footing the bill if your products don’t sell or you decide to try your hand at something else.
   2. Start-up Costs – Without the need to stock a large supply of inventory, not only can you save money, but you may also be able to operate your business from home, making your initial investment and start-up costs minimal. This could leave your investment risk relatively low and your money making potential high.
   3. Loss Prevention – With inventory reduction, also comes another drop shipping moneymaking advantage – loss prevention. Chances of lost, broken/damaged, and stolen inventory may be reduced since you don’t have to keep inventory on hand.
   4. Time = Money – There can be a large time commitment involved with inventory management in a typical business, but with drop shipping, you may be able to avoid the time it takes to stock, maintain and manage inventory, and time can equal money.
   5. Reduced Overhead – Another moneymaking opportunity involved with drop shipping is reduced overhead. Without inventory to manage, you may not need employees to stock, price, order, etc. You may even find the need for an office or place of business is eliminated, which opens the opportunity for saving money on rent, utilities, property taxes, etc.
   6. Up-front Payments – By being paid by the buyer first, you may find you have a gap between when you receive payment and when you must pay the supplier. By getting your money first, you can reduce the chances of being stiffed on a payment, and with your money in an interest bearing account, you might even make a little money in the process.
   7. Advertising – Since a majority of your business will likely come from, and be conducted by way of the internet, the need for costly print marketing and advertising may be reduced, potentially adding coins to your coffers.
   8. Avoid the Middleman – Seeing as how by using drop shipping, you may already be the middleman, being able to purchase directly from the manufacturer rather than a wholesaler or warehouse may get you a much better price, which could allow you to increase your profit margins.
   9. Due Diligence – If you want to make money with drop shipping, you will likely have to conduct your due diligence, and at times be suspect of certain suppliers or transactions. You’ve probably heard the phrase, “If it seems too good to be true, it probably is.” This could be a good rule to live by when trying to make money in drop shipping.
  10. Relationship Building – By finding trustworthy suppliers and building a strong relationship with them, you may be able to set better, more reliable prices, and ensure supplies are available and in stock when you need them, thereby increasing your money making abilities as well as customer satisfaction.

Small Business Loans and Working Capital Management Changes

Small Business Loans and Working Capital Management Changes

There have recently been a number of small business loan changes for commercial borrowers to cope with, and the situation does not seem to be improving. Rather than focus on the changes themselves in this article (we have published separate reports describing the five major changes that have occurred so far), in this discussion we will address strategies for dealing effectively with the working capital management and commercial financing changes.




The strategies described below should be helpful for most typical situations involving small business loans and working capital financing. Because even the most straightforward business finance circumstances can involve unexpected complications, it is essential for any small business owner to discuss their specific scenario with a business financing expert.

The strategy likely to be of most help for small business borrowers will be a variation of contingency planning for their commercial finance needs. In its simplest form, this involves formulating a detailed plan for what action to take when specified events occur. For example, many banks are not currently refinancing commercial real estate loans under the same terms that they have in the past. Contingency planning for business financing would prepare a small business owner for the possibility that their bank will not refinance existing business debt by evaluating alternative new commercial lending programs and sources to consider if and when that happens. Similarly, it will be prudent for commercial borrowers to anticipate that their current business lender might reduce or eliminate an existing unsecured line of credit (working capital financing not secured by commercial property) because this trend is in fact already gaining momentum with commercial banks in all regions.

Another productive approach for dealing with changes involving small business loans is to review the existing mix of working capital loans, commercial mortgages and all other forms of business financing (including credit card processing arrangements) to determine the feasibility of reducing the current level of commercial debt for a business. In many cases, both individual consumers and small businesses have assumed more debt than truly necessary because banks made it excessively easy to do so. Now that most banks have effectively made it very difficult to obtain commercial loans, it is both logical and prudent for small business owners to seriously analyze whether it is now viable to reduce their dependence on bank financing.

4 Little Known Strategies to Boost Your Social Security Income

4 Little Known Strategies to Boost Your Social Security Income

Whether you are collecting social security benefits now or looking forward to that day at some point in the future, there are some options a lot of people just aren't aware of. They may or may not apply to you - everybody's situation is different - but they're good to know about in case one of these strategies might be appropriate for you.



The first strategy is what we call a "Social Security do-over." Did you know that you could re-start your social benefits? Say you decided to start collecting retirement at age 62. Maybe you didn't know the benefit increases approximately 8% per year, every year from 62 to 70. Since the difference between retiring at 62 and 70 is about a 32% increase, you might wish you had waited a few years to get that higher benefit.

The good news is, even if you've already started taking early Social Security income, regulations allow you to pay back the benefits you've already received and then re-apply for the new, now higher, benefit.

Of course, the down-side is you have to pay back the prior benefits you've received, and it's not just the net income, it's the gross income. If Social Security took out Medicare payments or taxes you have to pay back that money too. The upside is you can amend your prior year's tax return, you can get a little bit of a tax refund.

In order for the do-over to really work, you have to have the money to be able to pay back the prior benefits that you've received to start collecting a higher benefit. And of course the biggest downside is if you pass away shortly after starting to receive your new, higher Social Security benefit, you might not have collected enough benefits at the higher rate to cover what you just paid back. It really depends on a lot of different factors to decide whether or not a Social Security do-over makes sense for you.

The next strategy is sometimes called a "file and suspend" strategy. For example, a husband would file for benefits, and his wife would file for spousal benefits, which would be roughly half of the husband's benefit - assuming the husband is the higher income earner. The husband would then request a suspension of his benefits, if he's still working, or they don't need his Social Security income. His wife would continue to receive the spousal benefit while the husband's benefit continues to grow at 8% a year until he actually started taking payments.

Another strategy is to restrict benefits to spousal benefits only. Again, we'll use a husband and wife as an example. Let's say the wife stopped working and is collecting Social Security benefits calculated on her work history. The husband is still working and hasn't begun collecting Social Security. As long as he is at full retirement age (usually age 66) he can start receiving spousal benefits based on his wife's Social Security amount. Which means he would get half of his wife's Social Security income each month, while still allowing his own benefits to grow. Then at age 70, he would stop receiving a spousal benefit and file for his own full Social Security benefits. This scenario would give him 4 years of some Social Security income he would not have had to begin with.

And finally, the fourth strategy. If you're divorced and were married at least 10 years, you can file for benefits based on your ex-spouse.

These four strategies are a little bit more involved that what we've skimmed the surface of here. But for the right set of circumstances, any one of these strategies may be beneficial to you and help increase your retirement income.

How to Increase Download Speed

How to Increase Download Speed

There are hundreds of thousands of sources to download multimedia data from the Internet, and if you can learn how to increase download speed you will be able to obtain them much faster. There are many times when we are downloading something and are left absolutely frustrated about the speed at which the download is taking place, and you will be happy to know that there are some ways to increase download speed without upgrading the computer.



It obviously helps to have a faster computer with a high configuration, and this is perhaps the easiest way to increase download speed. By improving the speed, the memory and the space in the computer, you can greatly enhance computer performance, and this has a direct impact on the download speed of your machine. But if you do not wish to spend money on upgrading your computer, or have a highly advanced PC already, these following ways 'on how to increase download speed' may prove useful to you.

Increase Download Speed

Slow downloads can be very frustrating, especially when you are downloading heavy items. Sometimes this task can take days to complete, and you must try all that you can in order to speed up this process.

Internet Connection
The very first thing that you need to take into consideration is the Internet connection. If you do not have broadband Internet already, go ahead and get it since it is much faster than the old dial up Internet connections. If you are already on an active cable connection, ask your Internet Service Provider (ISP) about more advanced options. The speed of your Internet connection is obviously the most vital thing, and the faster Internet connection you get, the better your download speed will be. You will not be wondering how to increase download speed in utorrent if you had a 20 Mbps Internet connection.

Running Programs
Shut all programs and applications that are running in the background while you are downloading. This will speeden up the entire process considerably. It is also advisable to set these downloads for a time when you are not working on your PC, as this means that there are no programs running in the background that can slow the download speed.

Antivirus Software
In most probability, your antivirus software on the PC will be carrying out regular updates and security scans. While these scans are going on, the entire machine will run much slower than normal. This is something that is unavoidable, so you must ensure that your downloads and antivirus scans are not functioning at the same time. Most times we are unable to realize how to increase download speed on our computer because we are ignorant about anything that is happening, in the background, in the machine.

Prioritize Downloads
If you are downloading too many files at the same time, all the downloads will be much slower. What you need to do is determine which movie downloads and/or music downloads are more important, and pause the others until these are completed. The more you prioritize your downloads, the faster they will be completed. This is a point you need to remember when you are specially wondering about how to increase download speed in Firefox.

Time of Download
There are certain times in the day when there are more people trying to download the same file as you. If you are finding your download speed immensely slow, then maybe you should just try the download at a different time during the day. When there is less traffic, the download speed will be noticeably higher. Following some other ways to make computer faster will also be useful to you.

Download Accelerator
There are certain free software downloads available over the Internet, that are known as download accelerators. These manage the active downloads on your machine, and increase the performance of the computer when there is something being downloaded. This program alters the way in which the machines resources are distributed, and this helps in many different ways. If you are looking for answers to how to increase download speed in bittorrent, a download accelerator is the solution for you.

Computer Optimization
If you manage to optimize your computer, the download speeds will be far more satisfactory. You can learn how to defrag a computer to make it run more efficiently, and you can even learn how to optimize Windows Registry.

Money Making Ideas for Kids Empower Young People

Money Making Ideas for Kids Empower Young People

Money making ideas for kids are growing in popularity because they are a great way to teach children about business and finance. As more adults realize the value in instructing children how to make fast cash or how to grow money over a long period of time, new and creative ideas are being sought. Instead of buying children items that they long for or giving them an allowance to save, money making ideas for kids are being used to empower children with skills they can use for a lifetime.

While concepts of chores for cash or a lemonade stand aren’t new, more contemporary money making ideas for kids are far more creative and profitable, such as:



Stock investing

With the growth of online stock investing, parents are finding that it is easier than ever to teach their children how the stock market works and how money can be made through investing. Of course, the parent is the one actually making stock purchases, but many are doing so on behalf of their children. This idea is particularly worthwhile for children who are enthusiastic about certain brands. By researching these brands and showing children how shareholders are actually profiting on sales, children are able to get a sense of how important their spending really is. With small investments and reinvesting their earnings, children are also able to learn how to make fast cash or, in some cases, how misjudgments can actually be costly. Either way, stock investing is one of the best money making ideas for kids in that it offers a broad education on finance and an understanding that changes how a young person sees the consumer-driven world around them.
Small business

Another great money making idea for kids involves starting a small business. Although Cameron Johnson is now a successful adult entrepreneur, his journey into business started when he was only seven years old and started his fast cash business by selling vegetables door to door in his wagon. From there, Cameron went on to start several other small businesses, including a greeting card and stationery business and a highly profitable Internet business. Perhaps one of the most oft-told stories about Cameron’s business acumen is of the time he bought thirty beanie babies from his sister for $100 and then resold them on eBay where he eventually averaged $50,000 per year in sales. Not long after that, Cameron was making $15,000 per day in his Internet business. As he learned the ins and outs of commerce, Cameron grew into a totally self-sufficient teenager in charge of his own financial destiny. Lessons learned, from replenishing supplies to marketing to handling his own banking, are lifelong skills that every child can profit from. Today, Cameron is an accomplished author and entrepreneur, but the early training that he received as a child entrepreneur are what has propelled him to the millionaire businessman he is today.
Non-profit business

While some kids are only interested in fast cash to buy the latest toy or finance a trip to a local amusement park, some have more altruistic concerns. Money making ideas for kids also include ideas that help kids help others. This is evident in young people like Craig Kielburger who, at only twelve years old, started his own non-profit company for human rights called Kids Can Free the Children. Another young activist, Zach Bonner, raised thousands of dollars to help homeless children and led a walk from his home in Florida to the White House in an effort to raise awareness on the issue. Young people like Craig and Zach love to help others and have made it their business to do so through massive fund raising and public awareness campaigns. While learning valuable business and finance lessons, these young people are also teaching the world about the power that lies in even the least of us.
Money Making Ideas for Kids Offer Limitless Opportunities

These money making ideas for kids are but a small sampling of the limitless possibilities available for young people to make money now. Children who learn lessons about earning their own money now are not only positioned to be financially stable adults, but they are far less likely to waste money now or in the future. When figuring out which of the hundreds of money making ideas for kids is a good fit for an individual child, adults are advised to consider the child’s current passions and work with the child to create ways to segue that passion into a profitable business.

How To Answer Audience Questions

How To Answer Audience Questions

Handling questions in your presentation can be a scary time for professional speakers. The fear that someone will ask a question that they can't answer makes this section one of the most dreaded sections of the speech.

This fear is so real that presenters will often cut this area short or avoid it all together to get past this section. Here are some tips that will help you to handle this section effectively.

1. Be a great listener. After spending the entire time talking, now is your chance to respond and interact with your audience. Listen to your audience's questions completely before starting to answer. If you don't, you may respond inappropriately not answering what the person was really asking.

2. Give yourself time to think. Listen to the entire question. Repeat the question to give you some time to respond. You can also add filler phrases like "that's a good question", "that's a popular question" or "that's an interesting question".

3. Acknowledge your audience member for asking the question. People appreciate acknowledgement and starts to create a personal bond between you and the audience. They start to feel appreciated for participation in your presentation and they warm up to your speech 4. Answer the question. Stay on track and be honest. If you do not know the answer at the time, let them you that you will find out and get back to them. This is an especially great opportunity if your goal is to develop a long term relationship with your audience. Just remember to get back to them as you say you would.

5. Create clean transitions between questions by creating "bridges" to the next question. Ask your audience another question such as "Does that answer your question?" Stay on the question until it has been answered appropriately.

Here are some tips to interact better with your audience during the question and answer period.

1. Ask your audience member to stand when they have a question. One of the primary reasons for doing this is to help the rest of the room hear the question more clearly as well. Additionally, you are also able to establish a line of sight eye connection with the person asking the question.

2. Ask your audience to write their questions down on paper. They can either submit this to you or read from their paper at a designated time.

3. If your audience member is shy and does not want to ask their question, create alternative times that you will be available. You're goal is to help them understand the points you are trying to make.

4. Have a paper and pencil for yourself to write down questions that you can't answer. Jot the question down as well as contact information of the person asking the question so you can get back to them.

The question and answer period is a great time to interact with your audience. Many people and instructors like will also say that they learn from this time more than any other section in the presentation. You will also be able to see what exactly your audience has picked up during your presentation. Don't avoid this section any longer!

Source : media-training.info

Send Free SMS in Pakistan & Worldwide

So, why would anyone want to send free sms online?
(Stop me, if I go too quick!)

1. Free SMS is, er, free.
   
   
2. It's also much quicker to type the text messages using a keyboard than it is to tap away on your mobile or cell phone. At least for me, anyway! Even with predictive texting sending a text on your cellphone can often take too long.
   
   
3. You can also queue your sms messages and send them later.
   
   
4. You can send messages to mobile phone users wherever they
   live in the world.
   
   
5. You can fool your friends and send them an anonymous text
   message online. (Online sms messages can nearly always be
   traced, though, so I don't recommend that you send abusive
   messages - that, and it's not nice, is it!)

Again, Free SMS Is Free.
Texting via your mobile phone can often cost you 12p or 10p or 10c. And if you have a free texting plan, does it really cover unlimited texts to all parts of the world? Probably not.
You can use more than one free sms service (especially if you live in UK or USA) and almost never run out of free sms credits.
Okay, What's Wrong With Sending Free SMS Via A Website?

There has to be some bad things to do with sending free sms online, surely. After all, you don't get anything for free these days. Etc. Okay:

• Well, not all free sms services are fast.
  
  
• Some free sms services are not even free, they just claim to be.
  
  
• Sometimes people get charged for receiving a message, and sometimes people are charged for sending them, via sneaky subscription charges buried away in tiny terms
  and conditions.

However, most free sms sites that have been around a while "do what it says on the tin"; i.e. they offer fast, easy-to-type free sms texting. And as such these sites are some of
the net's best-loved freebies.

Which site is offering Send FREE sms In Pakistan and Internationally?

Recently in Pakistan  http://SmsPunch.com  is the best site to send free sms in Pakistan, Because this site has a great speed and network to send frees sms in Pakistan.

How to Do Portrait Photography

How to Do Portrait Photography

If you are a budding photographer who is looking for talent in photography, then you should probably try Portrait Photography.

In this kind of photography you will need to be a peoples person, interacting well with people. The reason for this, is that when you are taking portraits of people you want to do a good job so as to please your clientele.

More often if your portrait is comfortable and calm then it makes the photograph more memorable.

You will have to be a social photographer and learn how to make your clients feel at ease when you are taking photos of them. When people are unease it is usually portrayed on the photo.

So if you want your clients to keep coming back for more portrait photography then you will have to make them feel relaxed, this way you get to take good shots that will please them. Dealing with clients who are kids will be the hardest task you have ever undertaken and your social skills will have to come into play here more than ever.

To make children clients more at ease you can always entice them with something that will spark their interest. Toys would be a good bet

Portrait photography is not as easy as most photographers soon find out. It is quite a lucrative gig that you will probably enjoy.

This kind of photography will take practice and it is best to try with people close to you first and then move on from there. If your work gets to be good and you are ready to go to the public then go ahead and try just remember to ask your client to smile.

Peter Gitundu Researches And Reports On Photography. For More Information On Portrait Photography, Visit His Site At PORTRAIT PHOTOGRAPHY

Article Source: fastcashphoto.com

Role of Stock Exchange:

Role of Stock Exchange:

Raising capital for businesses

The Stock Exchange provides companies with the facility to raise capital for expansion through selling shares to the investing public.

Mobilizing savings for investment

When people draw their savings and invest in shares, it leads to a more rational allocation of resources because funds, which could have been consumed, or kept in idle deposits with banks, are mobilized and redirected to promote business activity with benefits for several economic sectors such as agriculture, commerce and industry, resulting in a stronger economic growth and higher productivity levels.

Facilitate company growth

Companies view acquisitions as an opportunity to expand product lines, increase distribution channels, hedge against volatility, increase its market share, or acquire other necessary business assets. A takeover bid or a merger agreement through the stock market is one of the simplest and most common ways to company growing by acquisition or fusion.



Redistribution of wealth

By giving a wide spectrum of people a chance to buy shares and therefore become part-owners (shareholders) of profitable enterprises, the stock market helps to reduce large income inequalities. Both casual and professional stock investors through stock price rise and dividends get a chance to share in the profits of promising business that were set up by other people.

Corporate governance

By having a wide and varied scope of owners, companies generally tend to improve on their management standards and efficiency in order to satisfy the demands of these shareholders and the more stringent rules for public corporations by public stock exchanges and the government. Consequently, it is alleged that public companies (companies that are owned by shareholders who are members of the general public and trade shares on public exchanges) tend to have better management records than privately-held companies (those companies where shares are not publicly traded, often owned by the company founders and/or their families and heirs, or otherwise by a small group of investors). However, some well-documented cases are known where it is alleged that there has been considerable slippage in corporate governance on the part of some public companies (e.g. Enron Corporation, MCI WorldCom, Pets.com, Webvan, or Parmalat).

Creates investment opportunities for small investors

As opposed to other businesses that require huge capital outlay, investing in shares is open to both the large and small stock investors because a person buys the number of shares they can afford. Therefore the Stock Exchange provides an extra source of income to small savers.

Government raises capital for development projects

Governments at various levels may decide to borrow money in order to finance infrastructure projects such as sewage and water treatment works or housing estates by selling another category of securities known as bonds. These bonds can be raised through the Stock Exchange whereby members of the public buy them, thus loaning money to the government. The issuance of such municipal bonds can obviate the need to directly tax the citizens in order to finance development, although by securing such bonds with the full faith and credit of the government instead of with collateral, the result is that the government must tax the citizens or otherwise raise additional funds to make any regular coupon payments and refund the principal when the bonds mature.

Happy Employees Equal More Productivity

Happy Employees Equal More Productivity

It sounds like an obvious clich? to say it, but like many clich?s there’s truth in it: happy employees are more productive. And yet it’s amazing how often you hear of companies suffering from massive turnover, instability and a failure to live up to their full potential by ignoring this.

Many small business owners will argue that they don’t have the budget to offer the kind of wages that will keep employees happy and focused, but actually this is a misnomer.

You don’t need the biggest wallet in the world (though it wouldn’t hurt!) to bribe employees, and some of the best ways of keeping staff focused and happy are free, just requiring a change in management mindset. The old adage that money can’t buy you happiness is worth considering - indeed in a survey of 2,000 workers, half said they would choose a low paying job they enjoyed over a high paying job they hated, and 38% said they would choose more free time over more money... So short of ineffective bribery, and unrealistic extra holiday time, here’s a few of the things to improve happiness in the workplace which won’t require you to make changes to your employment contracts and business documents...

Give Responsibility
Unless an employee is truly incompetent (in which case they won’t be the ones you’re desperate to keep anyway) any member of staff can undertake some decisions and be allowed to work independently. You don’t need to entrust them with your key business documents, but allowing them some freedom can do wonders for job satisfaction. Allowing the employees this little bit of responsibility and freedom will not only make them feel valued, but also make them more loyal to the company as suddenly their decisions - however small - have an impact on whether the business sinks or swims.

A Sense of Accomplishment
Workers aren’t keen on being cogs that are part of a bigger machine - or rather, they don’t mind, as long as they see that the machine achieves something! If each employee sees no tangible results from their day to day projects, then it’s no wonder they’d consider looking for an employment contract elsewhere.

Create a Happy Family
Making sure you hire the right people is imperative. If people become good friends in the office, then the urge to move on can easily be blocked by the loss of friendships. Be careful who you hire, and avoid those who are likely to cause disharmony, no matter how talented they may be!

Set Realistic Goals
One of the top reasons for normally satisfied employees seeking pastures new is an unrealistic workload and a set of unfair deadlines. Of course it’s important for a company’s growth to push staff to go that extra mile, but just make sure that mile doesn’t stretch into a full marathon! It’s a sure fire recipe to create (soon to be ex) employees who are both burned out and disillusioned.

Avoid Monotony
Right up there with realistic goals as a cause for frustrations is asking your employees to do work with little to no variety. Doing the same work every day, every month is certain to make employees’ minds wander to greener pastures. Finding variety and different documents to work on isn’t hard, and it’s definitely something which will boost performance.

None of these things cost money or require changes to your employment contracts and business documents - they just require a little foresight and skilled management. If you tick the basic boxes, and offer wage rises and bonuses when deserved, you should be able to minimise disruption and create a happy, productive workplace that goes on to great things.

About The Author :
Iain Mackintosh is the managing director of Simply-Docs. The firm provides over 1100 UK business contracts covering all aspects of business from holiday entitlement to employment contracts. By providing these legal documents (with content provided by leading commercial lawyers, HR and health and safety consultants) at an affordable price, the company intends to help small businesses avoid costly breaches of regulation and legal action.
http://simply-docs.co.uk/DocumentFolder.aspx?documentFolderID=3

Source : articlesphere.com

Happy Employees Equal More Productivity

Happy Employees Equal More Productivity

It sounds like an obvious clich? to say it, but like many clich?s there’s truth in it: happy employees are more productive. And yet it’s amazing how often you hear of companies suffering from massive turnover, instability and a failure to live up to their full potential by ignoring this.

Many small business owners will argue that they don’t have the budget to offer the kind of wages that will keep employees happy and focused, but actually this is a misnomer.

You don’t need the biggest wallet in the world (though it wouldn’t hurt!) to bribe employees, and some of the best ways of keeping staff focused and happy are free, just requiring a change in management mindset. The old adage that money can’t buy you happiness is worth considering - indeed in a survey of 2,000 workers, half said they would choose a low paying job they enjoyed over a high paying job they hated, and 38% said they would choose more free time over more money... So short of ineffective bribery, and unrealistic extra holiday time, here’s a few of the things to improve happiness in the workplace which won’t require you to make changes to your employment contracts and business documents...

Give Responsibility
Unless an employee is truly incompetent (in which case they won’t be the ones you’re desperate to keep anyway) any member of staff can undertake some decisions and be allowed to work independently. You don’t need to entrust them with your key business documents, but allowing them some freedom can do wonders for job satisfaction. Allowing the employees this little bit of responsibility and freedom will not only make them feel valued, but also make them more loyal to the company as suddenly their decisions - however small - have an impact on whether the business sinks or swims.

A Sense of Accomplishment
Workers aren’t keen on being cogs that are part of a bigger machine - or rather, they don’t mind, as long as they see that the machine achieves something! If each employee sees no tangible results from their day to day projects, then it’s no wonder they’d consider looking for an employment contract elsewhere.

Create a Happy Family
Making sure you hire the right people is imperative. If people become good friends in the office, then the urge to move on can easily be blocked by the loss of friendships. Be careful who you hire, and avoid those who are likely to cause disharmony, no matter how talented they may be!

Set Realistic Goals
One of the top reasons for normally satisfied employees seeking pastures new is an unrealistic workload and a set of unfair deadlines. Of course it’s important for a company’s growth to push staff to go that extra mile, but just make sure that mile doesn’t stretch into a full marathon! It’s a sure fire recipe to create (soon to be ex) employees who are both burned out and disillusioned.

Avoid Monotony
Right up there with realistic goals as a cause for frustrations is asking your employees to do work with little to no variety. Doing the same work every day, every month is certain to make employees’ minds wander to greener pastures. Finding variety and different documents to work on isn’t hard, and it’s definitely something which will boost performance.

None of these things cost money or require changes to your employment contracts and business documents - they just require a little foresight and skilled management. If you tick the basic boxes, and offer wage rises and bonuses when deserved, you should be able to minimise disruption and create a happy, productive workplace that goes on to great things.

About The Author :
Iain Mackintosh is the managing director of Simply-Docs. The firm provides over 1100 UK business contracts covering all aspects of business from holiday entitlement to employment contracts. By providing these legal documents (with content provided by leading commercial lawyers, HR and health and safety consultants) at an affordable price, the company intends to help small businesses avoid costly breaches of regulation and legal action.
http://simply-docs.co.uk/DocumentFolder.aspx?documentFolderID=3

Source : articlesphere.com

Five Ways to Remain Fit and Healthy

Five Ways to Remain Fit and Healthy



Eyes are one of the most wonderful gifts given to us. Here are some tips to take care of them.

Have a good night sleep and give them enough rest.

Massage your eyes with almond oil using your ring finger without giving too much pressure.

Refresh your eyes by splashing cold water on them.

Buy good quality cosmetics. Never lend or use other people's eyeliner, eyebrow pencil, mascara or eyeshadow.

Wear sunglasses while going out in the sun.

Have a good diet consisting of fruit and vegetables. Red, orange, yellow and dark green vegetables, fruit and greens are very good for the eyes.

Make lifestyle changes like giving up alcohol, smoking, avoiding fatty and refined food.

Cover your hair with a scarf or shawl during travel to prevent tangles and to protect your hair from dust.

Always dilute shampoo in a little water and use it. Do not use it directly. Wet your hair first and then apply this diluted shampoo.

Never skip meals as you tend to eat more at the next meal. Do not skip breakfast in particular.

Include a lot of fibre in your diet as it gives a feeling of fullness, thereby preventing you from gorging on fatty foods.

Aerobic exercise like jogging, swimming, cycling and running accelerates weight loss. Consult a physician before starting any weight loss program. Aerobic exercise combined with healthy eating will certainly help in weight reduction.

Use a wide toothed comb to remove tangles and do not comb wet hair. Avoid using a hair dryer to dry your hair. Do not tie your hair tightly. Always use coated rubber bands or soft hair ties.

Mayonnaise is an excellent conditioner for dry hair. Massage your scalp with mayonnaise and leave it for half an hour. Then shampoo as usual. Always rinse your hair well so that no traces of shampoo are left behind.

Source : sooperarticles.com